How to Plan For a Debt-Free Christmas

How to Plan For a Debt-Free Christmas

Do you feel pressure to pull out your credit card every year for Christmas or that you always overspend? If so, I want to share some tools you can use to plan for a Christmas you don’t have to go into debt for.  Decide What You Would Like/Need to Spend Money on This Christmas Take [...]

Why You Need an Emergency Fund

Why You Need an Emergency Fund

We had just recently gotten back from a trip visiting my parents across the country when I got the call that my dad was having a heart attack. As you can imagine, it was devastating and scary. As a daughter, my first thought consisted of ‘how fast can I get there to be with my [...]

8 Foolproof Steps to Stress Free Budgeting

8 Foolproof Steps to Stress Free Budgeting

Do you ever feel like making a budget is making up numbers and hoping for the best? I know I did. When my husband and I first started budgeting, I was convinced that there was no way I could keep up with it.

5 Ways To Find $500 in Your Budget

5 Ways To Find $500 in Your Budget

Implementing any of these strategies can be challenging. However, if you do even a few of them, you'll have more money in your budget to put towards other needs and expenses. That way you can do more with the income you already have.