Do you feel pressure to pull out your credit card every year for Christmas or that you always overspend? If so, I want to share some tools you can use to plan for a Christmas you don’t have to go into debt for. Decide What You Would Like/Need to Spend Money on This Christmas Take [...]
I’ve gotten a lot of questions about the best way to budget for larger and irregular expenses. The ones that don’t come up every month but you know are coming.
We had just recently gotten back from a trip visiting my parents across the country when I got the call that my dad was having a heart attack. As you can imagine, it was devastating and scary. As a daughter, my first thought consisted of ‘how fast can I get there to be with my [...]
Do you ever feel like making a budget is making up numbers and hoping for the best? I know I did. When my husband and I first started budgeting, I was convinced that there was no way I could keep up with it.
Implementing any of these strategies can be challenging. However, if you do even a few of them, you'll have more money in your budget to put towards other needs and expenses. That way you can do more with the income you already have.